In today's world, value moves at any time

In today's world, value moves at any time, even at 3 a.m. It is essential to establish rules in advance and build routines before the first transfer occurs. Pre-approving corridors and defining escalation trees ensures that the right person is alerted only when necessary.

Machine Learning plays a crucial role in ensuring that an alert signifies a "need for action" rather than a "need for investigation." The runbook should be treated as a living document, similar to a product: owned, measured, and versioned.

This focus is more critical than ever because Rails and assets are now operational 24/7. Payment windows are no longer restricted to office hours, and tokenized funds are in constant motion. The introduction of stablecoins and tokenized deposits adds further complexity to the landscape.

A recommended practice is to conduct the 3 a.m. drill. This approach allows teams to keep pace with the real-time movement of funds without experiencing burnout. It is our responsibility to leverage technology to benefit people, enabling them to enjoy a good night's sleep.

Remember, 3 a.m. in NYC is 3 p.m. in Shanghai. We are one world.

Consider the payment flows as analogous to the flows of water—constant movements of value, in and out, generating energy as they navigate through pools of liquidity.

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