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The next chapter of banking

· One min read
LedgerLink.ai Team
Documentation Team

Some banking customers see stablecoins as competition to banks. Others see tokenized deposits as the next chapter of banking. We at LedgerLink see a world where these new instruments co-exist with old ones and both are opening new opportunities.

The signals are clear: UK Finance has launched live pilots of tokenized sterling deposits with major banks, and the BIS’s 2025 blueprint favors tokenized commercial bank money as the safer path for interoperability. In the U.S., Congress is quickly defining the guidelines - the momentum is real.

We at LedgerLink envision tokenized deposits as a future instrument that keeps deposit insurance, plugs into lending and keeps liquidity inside the regulated system while delivering real-time settlement. Best of both worlds. The concept is quite appealing and LedgerLink is already taking steps in this direction to make sure our bank customers can benefit from them.

The opportunity is to define and embrace new standards. LedgerLink gives banks that path—secure, interoperable, compliant.